Privacy Policy

Privacy Policy

Introduction

Welcome to https://title-loans-with-liens.titleloans-talk.com (hereafter referred to as “Title Loans with Liens,” “we,” or “our”). We are dedicated to protecting your privacy and ensuring the security of your personal information. This comprehensive Privacy Policy outlines our practices regarding the collection, storage, access, and processing of personal data in compliance with various international privacy laws and regulations, including but not limited to:

  • Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
  • Quebec Law 25 on the protection of personal information in the private sector
  • The General Data Protection Regulation (GDPR) of the European Union
  • Brazil’s General Data Protection Law (LGPD)
  • California’s Consumer Privacy Act (CCPA/CPRA), California’s Privacy Rights Agreement, and related state laws
  • Colorado’s Consumer Protection Act (CPA)
  • Utah’s Consumer Sales Practice Act (UCPA)
  • Connecticut’s Connecticut Transparent Consumer Data Protection Act (CTDPA)
  • Virginia’s Consumer Data Protection Act (VCDPA)
  • South Africa’s Protection of Personal Information Act (POPIA)

Scope

This Privacy Policy applies to all aspects of our online presence, including but not limited to:

Please note that this policy does not extend to third-party platforms, applications, or services accessed through links on our website. These external entities have their own privacy policies, and we encourage you to review them before providing any personal data.

Processing Activities

This Policy governs your interactions with us when:

  • You register an account and use our applications and services as an authorized user.
  • You visit our websites linked to this Privacy Statement.
  • You subscribe to receive communications from us, including newsletters, promotional emails, phone calls, or text messages (SMS).

Personal Data Collection

We collect various types of personal data, which can include:

  • Account Information: Details related to your user account, such as username, email address, and password.
  • Payment Information: Credit card numbers, billing addresses, and transaction history for processing payments.
  • Financial Information: Income details, bank account information, and other financial records required for loan applications.
  • Purchase Information: Products or services you have purchased from us, including order history and preferences.
  • Mobile Device Identifiers: Unique device IDs, IP addresses, and mobile network information for authentication and service optimization.
  • Location Data: Geolocation data provided by your browser or device to offer personalized services.
  • Feedback: Comments, reviews, and ratings you share with us to improve our products and services.
  • Social Media Information: Details from social media platforms when you interact with our content or use social login options.
  • Product Information: Data about the products you view, search for, or purchase on our platform.

We collect this data through various methods: user input forms, account creation processes, online interactions, automated tracking technologies (like cookies), and third-party service providers who assist us in data collection and processing.

Cookies

We utilize cookies to enhance your experience on our website and for analytics purposes. Cookies are small text files stored on your browser that serve multiple functions:

  • Strictly Necessary: These ensure basic functionalities of our website, such as enabling you to log in.
  • Preference: They remember your preferences, like language settings or display options.
  • Analytics: Used by analytics tools to collect information about how visitors use our site, including traffic sources and user behavior.

Users have control over non-essential cookies through our Cookie Manager, allowing them to customize their cookie preferences.

Retention and Deletion

We retain personal data only for as long as necessary to fulfill the purposes for which it was collected or as required by law. Once the purpose has been met or legal retention periods expire, we delete or anonymize the data securely.

Security Measures

We implement robust organizational and technical safeguards to protect your personal data from unauthorized access, disclosure, alteration, or destruction. This includes:

  • Encryption of data both at rest and in transit.
  • Secure third-party processing partners who adhere to strict privacy and security standards.
  • Regular security audits and updates to our systems and policies.

Children’s Privacy

We do not intentionally collect personal information from children under the age of 18. If you believe we have collected data from a minor, please contact us, and we will take steps to delete that information.

Your Rights

Depending on your location, you may have specific rights regarding your personal data, including:

  • Access, rectification (correction), or erasure of your data.
  • Right to restriction or object to the processing of your data.
  • Right to data portability, allowing you to move or copy your data.
  • Right not to be subject to automated decision-making and profiling.
  • Right to file appeals or complaints with relevant supervisory authorities.

To exercise these rights or for any data-related inquiries, please contact our dedicated privacy team using the details provided below.

Changes to Policy

We reserve the right to update this Privacy Policy at any time to reflect changes in our practices or regulatory requirements. Any modifications will be posted on this page, and we encourage you to review it periodically for updates.

Contact Information

For privacy-related inquiries, unsubscribe requests, or if you have questions regarding this Policy or our data practices, please contact us: